The downpayment assistance programs administered by the Community Development Corporation of Utah (CDC) are federally funded loan/grant programs. The goal of downpayment assistance is to HELP income eligible first time homebuyers purchase single-family homes. Those who qualify receive money, which can only be used for closing or downpayment costs.

There are a limited number of loan/grants available each year and qualified applicants will receive their financial award on a first come, first serve basis.

Review the program description pages of our downpayment assistance applications for a more detailed description of the program and application process, and information you will need to provide if you apply for a grant. Please contact us at info@CDCutah.org to find out where funds are still available before filling out and sending us your application.

1. Understand the home buying process - see CDC Homebuyer Services education and counseling programs and the community resources guide.
2. Develop a family budget.
3. Pre-qualify for a home mortgage.
4. Locate a home and make an offer to buy.
5. When you have an accepted offer contact CDC at info@CDCutah.org about the availability of downpayment assistance funds. You can download an application from this site or request an application be sent to you by mail.